Now you're married, what actually changes?

Getting married or entering a civil partnership changes more of your legal and financial admin than most people expect: some of it on a deadline, and one part the day you say "I do". Answer a few short questions and we'll build you a personalised, prioritised action pack.

England & Wales only. The rules that make this tool useful (automatic revocation of wills, intestacy, and how you update names with HM Land Registry) are genuinely different in Scotland and Northern Ireland. If you married under Scots or Northern Irish law, some of this won't apply to you.

Everything stays on your device. Your answers never leave this browser. There's no account, no server, and nothing is sent anywhere. The action pack and its PDF are built on your own computer.

The basics

Date of your marriage or civil partnership Past or upcoming: both are fine. A few things start counting from this date.

Is either of you taking a new surname?

Yes No

Wills

This matters more than most people realise: see the next screen.

Does either of you already have a will?

Yes, one or both of us has a will No, neither of us has a will

Does either of you have children from a previous relationship?

This changes who could be left out if a will is revoked, so it's worth asking.

Yes No

Pensions & life cover

Tick anything either of you has. We only use this to decide which checklists to show you. No providers, policy numbers or amounts are collected.

Which of these does either of you have? (tick all that apply)

Workplace pensionA pension through a current or former employer. Personal / private pensionA SIPP or personal pension you arranged yourself. Life insuranceAny life cover or death-in-service benefit. None of these

Income

One quick question to check a tax break called Marriage Allowance. Rough figures are fine; nothing is recorded.

Thinking about the two of you: is one partner earning under the tax-free Personal Allowance (£12,570 a year), while the other pays basic-rate tax (roughly £12,571–£50,270)?

Yes, that sounds like usOne of us earns under £12,570; the other is a basic-rate taxpayer. Noe.g. we both earn over the Personal Allowance, or one of us is a higher-rate taxpayer. Not sureWe'll show you how to check.

Property

Do you jointly own a home (or other property) together?

Yes No

Your action pack

Tip: your ticks on the checklists above are saved into the PDF, so you can print it and keep working through it.